Know what these top 10 schemes are and how they will benefit you
Many beneficial schemes are being operated by the central government for the farmers. Through these schemes, farmers can get government cooperation in agricultural tasks. At the same time, farmers can also increase their income by taking advantage of these programs. But there are many farmers who are still not aware of these government benefit schemes. That is why they are not able to take advantage of it. Today, through Tractor Junction, we are giving information about 10 big central government schemes for farmers, taking advantage of which farmers will be able to secure their future along with their farm work.
1. Prime Minister Kisan Samman Nidhi Scheme (PM Kisan) (PM Kisan Samman Nidhi Yojana)
The Prime Minister Kisan Yojana is run by the central government. With this, the benefit of Kisan Samman Nidhi is given to the farmers. Under this scheme, every year an assistance of Rs.6 thousand is given to the farmers directly in their account. This amount of Kisan Samman Nidhi is given to farmers in the form of a share of Rs 2,000 each every four months. The main objective of this program is to increase the income of farmers by providing them with financial assistance.
2. Prime Minister Kisan Maandhan Yojana-(PM-KMY) (PM Kisan Mandhan Yojana)
Under Prime Minister Kisan Yojana, the benefit of Prime Minister Kisan Maandhan Yojana is also provided to farmers, but this scheme has been made optional for farmers. Farmers themselves can join this scheme on their own volition. The special feature of this scheme is that under it farmers will get the benefit of government pension after completing 60 years. Under this scheme, farmers can get a pension of 36 thousand rupees every year. In this, farmers have to deposit some premium for the scheme. Let’s say here that the premium paid by the farmer, the same premium is deposited by the government. In other words, farmers have to deposit only half of the premium in this scheme. By joining this scheme, farmers can benefit from old age pension.
3. Rashtriya Krishi Vikas Yojana (RKVY-RAFTAR) (Rashtriya Krishi Vikas Yojana)
Rashtriya Krishi Vikas Yojana was implemented in the year 2007-08. Under this scheme, from the year 2007-08 to 2014-15, the Government of India had received a percentage amount in the form of central assistance. In the 12th Five Year Plan (2012-17) also, the Government of India continued this scheme, but from the year 2015-16, the central and state share was 60: 40 percent. The new operational guidelines for the Rashtriya Krishi Vikas Yojana were issued by the Government of India from the year 2017-18 to 2019-20. Under this scheme, project based assistance is provided to agriculture, horticulture, animal husbandry, fisheries, cooperative, dairy, forest department, agricultural marketing board, agricultural colleges, science colleges of animals and veterinarians, etc.
4. Prime Minister’s Crop Insurance Scheme (PMFBY) (Pradhan Mantri Fasal Bima Yojana)
The Pradhan Mantri Fasal Bima Yojana was approved by the central government on January 13, 2016 to compensate farmers for crop loss due to natural calamities. Under this scheme, farmers can insure their Rabi, Kharif and commercial and horticultural crops. In this scheme crops are insured at very low rates. In this, 2 percent insurance is taken for Kharif crop, 1.5 percent for Rabi and 5 percent for commercial and horticultural crops. The insurance amount is paid to farmers upon filing an insurance claim in case of crop loss.
5. Submission of Agricultural Mechanization (SMAM) (SMAM)
Scheme on Agricultural Mechanization (SMAM) is a scheme launched in 2014-15 under Krishonnati Yojana. The aim of the program is to increase the reach of agricultural mechanization to small and marginal farmers. Under this scheme, the government gives subsidies to farmers to buy farm machinery so that farmers can get farm machinery at affordable prices. Drones have also been included in the list of agricultural machines. For their purchase, the benefit of the subsidy will also be given to farmers and government institutions.
6. Prime Minister’s Agricultural Irrigation Plan (PMKSY) (Pradhanmantri Krishi Sichai Yojana)
Pradhan Mantri Krishi Sinchai Yojana was launched on July 1, 2015 with the slogan of Har Khet Ko Pani. Pradhan Mantri Krishi Sinchayee Yojana (PMKSY) has been implemented to expand cultivated area with assured irrigation, reduce water wastage and improve water use efficiency. In view of the increasing scarcity of water, the main objective of this scheme is to use the water drop by drop. For this reason, the government insists on the drip and sprinkler irrigation system for farmers. In this, the subsidy benefit is provided to the farmers by the government.
7. National Beekeeping and Honey Mission (NBHM)
The National Bee Board is implementing the National Beekeeping and Honey Mission (NBHM) scheme on behalf of the Central Government under the Declaration of Self-sufficient India to achieve the goal of Sweet Revolution. The main objective of this program is to promote scientific beekeeping for the overall development of the beekeeping industry, especially in rural areas, to increase the income of farmers as well as to generate employment. Under this scheme, technological activities in the production of honey and for the prevention of bee colony diseases, the promotion and promotion of scientific beekeeping under NBHM, the promotion of new global technologies and the creation of of bee disease diagnostic laboratories. Apart from this, under this scheme, the government provides assistance with a maximum project cost of about Rs.3 crore per unit for the units and plants for processing honey and other beehive products.
8. Interest subsidy plan (ISS)
Under the interest subsidy scheme, crop loans are available to farmers at very low interest rates. Under this scheme, farmers receive an interest subsidy. Incidentally, the interest rate of 9 percent is charged when taking a loan from the bank for agriculture. But under this scheme, farmers get loans at an interest rate of 7%. If the farmer pays the loan on time, the second time he only has to pay 4% interest. In this way, the government provides the benefit of interest subsidy to the farmers due to which the farmers get agriculture loans at a very cheap rate. Under this scheme, the objective has been set to provide adequate and timely credit assistance to all farmers through short-term crop loans up to Rs.
9. Mission for the Integrated Development of Horticulture (MIDH)
Under the scheme of the Integrated Horticulture Development Mission, financial assistance is provided for the comprehensive development of fruits, vegetables, root and tuber crops, mushrooms, flowers, aromatic plants, coconut, cashew, cocoa and products of bamboo It is a centralized financing scheme. Under this scheme, subsidies are given to farmers. Taking advantage of this, farmers can earn good profits by producing horticultural crops.
10. Submission on seeds and planting materials (SMSP)
Under this scheme farmers are encouraged to produce quality/certified high yielding seeds of all crops. Apart from this, improved seeds and planting material are provided to the farmers. Under this scheme, the benefit of the subsidy is given to the farmers for the purchase of improved seeds. Because of this quality, the seeds are available to farmers at affordable prices. Under this scheme, seed kits are also distributed to the state government farmers.
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